Stearns Bank N.A.

4191 2nd Street S, St. Cloud MN 56301

customerservicemn@stearnsbank.com

320-253-6607

stearnsbank.com

Primary contact



Company Description

Minnesota-based Stearns Bank National Association is a $2.8 billion, independently owned financial institution with locations in Minnesota, Florida and Arizona, and over 35,000 small business customers nationwide. Stearns Bank is consistently recognized as one of the Best Banks to Work For by American Banker, most recently ranking 5th in the nation, while earning top rankings based on its strong capital and earnings as one of the nation’s highest-performing banks.

The Independent Banker’s 2023 “Best of the Best” ranks Stearns Bank as the 4th best-performing bank in the U.S. among banks having more than $1 billion in assets based on banks’ 3-year average Return on Assets. Stearns Bank’s financial strength and success is achieved by Stearns Bank becoming one of the most prominent community impact lenders in the nation through effective public-private partnerships and innovative local initiatives with community organizations, CDFIs, and Minority Deposit Institutions across the country.

Stearns Bank specializes in nationwide affordable housing, workforce and multifamily housing, commercial construction lending, build-to-suit and CRE-repositioning lending, family office and lender financing, USDA and SBA lending, and small business and equipment financing to foster economic development and entrepreneurial growth at a local level in communities across the country.

As a national leader and go-to bank for nonprofits, Stearns Bank created a customized suite of Nonprofit Banking Solutions specially designed and tailored to empower nonprofit organizations across the country. Driven by a passion to help others achieve their greatest ambitions, Stearns Bank’s mission is to get the job done!


Services Provided

Your nonprofit is changing lives, shaping communities and inspiring action. At Stearns Bank, we’re changing the way banking works for you. With an understanding of the unique needs of nonprofits, we designed a suite of banking services to help drive your mission forward.


Fee Structure

We’d love to hear from you, so we can learn more about your organization’s story to find how we can help empower your mission to help you achieve your goals.