BenefitsMN

To learn more about plans, please visit https://cloud.info.ajg.com/benefits-mn-registration or click the button below to connect with Gallagher Benefits Services, the exclusive broker for BenefitsMN.

If you’d like to speak to a Gallagher representative, contact Jack Duffy at 952-356-3578 and/or jack_duffy@ajg.com or Caleb Golberg at 651-234-9327 and/or caleb_golberg@ajg.com.

To receive a quote for rates, you’ll need to have be an MCN member for a minimum of 30 days. You will need to submit information to Gallagher, the exclusive broker for BenefitsMN. Once Gallagher has the information, you should receive a proposal within two weeks.

Yes, employers with two or more eligible employees will be eligible to participate in BenefitsMN. Each employer will designate their employee eligibility at 20, 25 or 30 hours per week.

Yes, all Minnesota nonprofit employers will have the ability to choose from multiple plans and multiple networks that will fit the needs of their employees. Plan and network availability will vary by geographic location. The nonprofit employer must be headquartered in Minnesota.

That will depend on where your organization is located, what plans you might choose, the information you submit to Medica, and the ages of participants. Each organization will receive rates specific to that organization.

That will depend on the plans and networks each employer chooses to offer its employees. The Medica Choice Passport network — one of the region’s largest provider networks — is one of the network options included in BenefitsMN, and is a national network.

Gallagher partners with numerous carriers, including Colonial, to provide their clients with Dental coverage outside of BenefitsMN.

Yes.

Any nonprofit — MCN member or not — may request information from Gallagher about the plans. To receive a rate quote and to participate in BenefitsMN, however, an organization must be an active nonprofit member of MCN for a minimum of 30 days.  

Not sure if you’re a member?
Visit our nonprofit member list to search for your organization or email info@minnesotanonprofits.org to inquire.

Want to learn more about MCN membership?
If you’d like to learn more about nonprofit membership — including benefits, dues levels, and more — visit our member page.

This is a legal requirement under Minnesota insurance laws. Specifically, in this context of an association-sponsored health plan, Minnesota law prohibits MCN from directly soliciting, offering, or selling an insurance policy to its members within the first 30 days of membership. See the definitions of “group insurance” and “association” under Minnesota Statutes Insurance (Ch. 59A-79a) § 60A.02, for additional context.

Yes. Gallagher is the exclusive broker to BenefitsMN. You can continue to work with your existing broker for other types of insurance, such as business insurance including Directors & Officers coverage, casualty, liability, and workers compensation.

Also, you can work with your current broker to purchase voluntary employee benefits, which includes dental, life, and accident insurance.

• If you want to use the Medsurety Benefits Administration platform and services for the medical coverage, you must offer your employees at least two of the voluntary benefits that Colonial has developed. If you offer these to employees and none of them enrolls in the benefits, you can still access the Medsurety Benefits Administration platform free-of-charge, for managing your organization’s medical benefits. In this case, you would need to have another way to manage enrollment and coverage of these ancillary, voluntary benefits.

If you have questions about BenefitsMN not addressed in the FAQ above, please contact info@BenefitsMN.org. We will do our best to provide assistance in a timely manner.